1. Any and all content including, without limitation, code, Shockwave files, text, graphics, photographs, titles, sound recordings and software contained in any files or materials comprising BilAmerica.com are, as between you and BilAmerica.com, the sole and exclusive property of BilAmerica.com, except where noted, specifically photographic images, logos. This includes all content, whether initially transmitted as part of the BilAmerica.com service or transmitted by any subscriber, user, or other individual. BilAmerica.com's rights in all content as set forth above include the rights in all underlying intellectual property such as copyrights, trademarks and designs.

2. Since all content, by virtue of Paragraph 1 above and without regard to its source, is the sole and exclusive property of BilAmerica.com, you agree such content may not be retransmitted, downloaded, reproduced, broadcast or displayed without BilAmerica, Inc.'s prior written consent. Under no circumstances can you use any content for any commercial or promotional purpose.

3. Since all content, by virtue of Paragraph 1 above and without regard to its source, is the sole and exclusive property of BilAmerica.com, you agree any and all messages, comments or other contributions made by any subscriber, user or other individual having access to BilAmerica.com are the sole and exclusive property of BilAmerica.com. This includes any messages, comments or contributions contained in any Chat Room, Message Board or other location and any messages, comments or contributions contained in any e-mail. You further agree that, since all messages, comments or contributions are the sole property of BilAmerica.com, BilAmerica.com may use or reproduce any such messages, comments or contributions, including for promotional or commercial purposes.

4. Under no circumstances does your use of BilAmerica.com form any relationship, whether implied or express, with BilAmerica.com. BilAmerica.com hereby disclaims any such relationship and any liability arising as a result of its use of any content, including messages, comments or contributions, contained on BilAmerica.com.

Linked Sites

BilAmerica.com is not responsible for the content of any site that is linked to us whether or not we are affiliated with the operator or owner of such site. Any links from our site to any other sites are for your convenience only.

No license is implied and none should be inferred to link to this site using any framing technology or to link to any page on this site other than the home page, and we reserve all of our rights under the law to insist that any link to this site be discontinued.